Credit Report Services

Keeping on top of your credit report is vitally important. Below is our current list of services to help you do so.

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Credit Report Tips

If there is "correct" negative items on your credit report it is hard to have them removed. Here are examples of the time liness:

- Bankruptcy information will remain for 10 years;

- Information reported because of an application for a job with a salary of more than seventy five thousand dollars has no time limitation;

- Items recorded through an application for more than One Hundred and Fifty Thousand in credit or life insurance has no time limitation;

- Items regarding a lawsuit or a judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer;

- Guaranteed student loans can be reported for seven years after certain actions.

Even if you currently have bad credit, it's a good idea to check your own credit report regularly. It's import to do this BEFORE you attempt any major purchase. Checking on the accuracy of the information in your credit report will only increase speed the credit-granting process.

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Credit Help Center

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