bad credit auto loans

Auto Loans For Bad Credit

If you find yourself in a situation where you NEED a car, but you have poor credit, there are companies that can help. Whether you need an automobile for a job, or just to get around, the following service understands your needs!

Tribute® MasterCard® Card  
Tribute® MasterCard®

Have bad credit? Apply for an unsecured Tribute® MasterCard® Card and receive a 30-second online response - no fee to apply.

  • Unsecured MasterCard®
  • Accepted at millions of locations worldwide
  • Credit Line increase within 6 months when you make payments on time

Apply Now!


Orchard Bank Platinum MasterCard® 
Orchard Bank Platinum

  • Enjoy the prestige of Platinum with no up front fees
  • Premium Platinum benefits including Purchase Protection
  • Great credit card to strengthen your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
  • 4 Plastic Designs to choose from
  • Choose your own Plastic
Apply Now!

Imagine® Gold Card  
The Imagine Gold Card

Imagine® the Possibilities with an Unsecured Gold MasterCard® Credit Card even if your credit is less than perfect

Accepted at Millions of Locations Worldwide - Use it wherever MasterCard credit cards are accepted!

  • Regular Credit line increases1!
  • Reports to all 3 Credit Bureaus!
  • All applications accepted1
  • Less than perfect credit OK!
  • Unsecured credit card

Apply Now!


Orchard Bank Silver MasterCard® 
Orchard Bank Silver

  • Great credit card to strengthen your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
  • 4 Plastic Designs to choose from
  • Choose your own Plastic
Apply Now!

Orchard Bank Gold MasterCard® 
Orchard Bank Gold

  • Enjoy the prestige of a Gold MasterCard
  • Receive Gold card privileges and benefits
  • Great credit card to strengthen or rebuild your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
  • 4 Plastic Designs to choose from
  • Choose your own Plastic
Apply Now!


Auto Loan Tips

Here's a few ideas to help you make your search for a new auto loan less stressful

1) Your local bank LOVES to say no! Especially if you have less than perfect credit. You are much better to go online to a company that specializes in helping less-than-perfect credit situations get auto loans

2) Getting the car and the financing at the same place is convenient, but it is usually much more costly. If you can arrange financing first, you can usually negotiate a better price on the car.

3) Watch the "extras" that many dealership try to tack on when you buy a car. Only pay for the car, taxes and freight.


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Credit Help Center

Repairing Bad Credit
How do you go about repairing bad credit? There is no overnight solution, but it can be done. When repairing read more... ..

Secured Credit Card Scams
These scams prey on those individuals who are looking to either build good credit or repair bad read more... ..

Stopping Debt Collectors From Harassing You
The phone rings again, and you cringe. You know it is another debt collector. Let’s face it; in most cases these read more... ..





Debt Consolidation Makes Sense
There are many reasons why debt consolidation makes sense. read more... ..

Debt Relief
Does that sound like music to your ears? Are the bills piling up out of control? Is the phone ringing read more... ..

Financing Options With Bad Credit
Financing options with bad credit will involve a diligent search read more... ..


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Auto Loan News:


Ford: Loan guarantees would speed new technologies (AP via Yahoo! Finance)
Ford Motor Co. Executive Chairman Bill Ford says his company will still invest in new fuel-saving technology without government loan guarantees, but the loans would get the new products to market faster.

Consult a lawyer if you co-sign loan (Bankrate.com via Yahoo! Finance)
Consult a lawyer to clarify your obligations when co-signing a loan, says Bankrate car columnist Terry Jackson.

Ford: Loan guarantees would speed new technologies (WOOD TV 8 Grand Rapids)
DEARBORN, Mich. -- Ford Motor Co. Executive Chairman Bill Ford says his company will still invest in new fuel-saving technology without government loan guarantees, but the loans would...

Fitch Upgrades Chase Auto Owner Trust 2006-A (Centre Daily Times)
Fitch Ratings upgrades the certificate class and affirms the outstanding class A notes of Chase Auto Owner Trust 2006-A as follows:

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